From Cheslock Insurance agency In fairmont WV
Insurance for Motorcycles &
Operators in WV
The call of the open road is very hard to resist, especially if you have a motorcycle at your disposal. Be sure you have the right amount of coverage that will keep your bike out on the roads and highways safely. Cheslock Insurance is an independent agency providing coverage for motorcycles and their operators in WV. Call us at (304) 366-4422.
Safe Cycling Includes the Right Insurance Coverage
Bodily Injury Liability:
Pays for another person’s bodily injuries and medical expenses for which you are legally responsible. This does not pay for a guest passenger’s injuries.
Pays up to the coverage limit for damages caused to your motorcycle as a result of an accident.
Comprehensive Physical Damage:
Pays for damages to your motorcycle from an incident other than an accident or collision, such as fire, theft, vandalism, weather, and other perils.
Property Damage Liability:
Pays if you accidentally damage the property of someone else with your motorcycle. Also provides coverage for legal fees, in most cases.
Pays for bodily injuries and medical expenses for a guest passenger on your bike.
Pays if you and a passenger get injured in an accident. Pays for doctor and other medical expenses, no matter who is at fault.
Pays when you are in a hit-and-run accident or in an accident with someone who does not have insurance. Pays for pain and suffering not usually covered by medical, disability, and personal injury protection. It also pays if the other responsible party does not have adequate coverage.
Be Sure Motorcycle Passengers Have Coverage, Too!
As mentioned, not all insurance policies will cover guests who ride with you on your motorcycle. While you may not always ride with someone, most operators find it easiest to have passenger coverage in place for whenever they need it. It is not a waste of time or money to plan ahead, as it can be even more expensive to find yourself caught in a situation when someone gets injured while riding along with you. Contact your Cheslock Insurance agent today!