Coverage from Cheslock Insurance Agency
Insurance for Commercial Vehicles
Business owners count on Cheslock Insurance Agency to help manage the task of finding affordable insurance coverage for their company vehicles. Commercial insurance can differ in technical ways from regular insurance, where it relates to eligibility, exclusions, coverages, and limits. Cheslock Insurance keeps your business properly insured, with appropriate coverages found in a commercial auto policy.
Coverage Options for Commercial Auto
Whether your company has one dedicated car to use for appointments, or an entire fleet on the road 24/7, Cheslock Insurance can provide fellow businesses with the commercial auto policies with coverages that suit them best:
Combined Single Limit:
Combined single limits policies provide the same dollar amount of coverage per covered occurrence whether bodily injury or property damage occurs, for one person or several. This is different than liability policies, which usually offer separate limits for bodily injury and property damage.
Comprehensive Physical Damage:
Pays for damages to your vehicle or any vehicle in your custody that result from an event other than collision, such as theft, fire, flood, vandalism, or other peril. It is usually required if you have a vehicle loan.
Pays when you are in a hit-and-run accident or in an accident with someone who does not have insurance. Pays for pain and suffering not usually covered by medical, disability, and personal injury protection. It also pays if the other responsible party does not have adequate coverage.
Pays for damages up to the coverage limits that your vehicle causes during operation, such as hitting another car, an object, or overturning.
Pays for another person’s bodily injuries or damages to their vehicle or property for which you are legally responsible.
Pays your doctor, hospital, and funeral expenses if you and your passengers are injured or killed in an accident, regardless of who is at fault. This type of insurance also covers you as a pedestrian if a vehicle hits you.
Property Damage Liability:
Pays for damages if you accidentally damage someone else’s property with your vehicle, and can provide coverage for legal fees in most cases.
Owned or Leased Vehicles Get Protection They Need
Whether your company owns or leases its commercial auto(s), Cheslock Insurance Agency can ensure your owned or leased vehicles get the protection they need. Know that your business has adequate amounts, as well as the peace of mind knowing that employee operators are covered for unexpected accidents and other damage. Give Cheslock Insurance Agency a call for a free quote today!