Commercial Property

Coverage from Cheslock Insurance Agency in fairmont, wv

Commercial Property Insurance WV

Protection for Buildings, Inventory, Equipment, Tools, and More

Any commercial enterprise needs to have a certain amount of business insurance. Cheslock Insurance Agency makes it easy for you to protect against fire, theft, vandalism, and various man-made and natural disasters. While a basic commercial property policy may be all you need, it is always best to review your coverages with an agent who is aware of the range of insurance that is best for your business. Call Cheslock Insurance Agency at (304) 366-4422 today.

Types of Commercial Coverage from Cheslock in North-Central WV

If you own a commercial building, it is best to perform a review of the amount of replacement cost coverage outlined in your policy. It is often best to get an outside, third-party to provide an accurate replacement cost appraisal for your building.

Most commercial insurance policies exclude flood as a covered cause for what could be quite substantial loss. Too many find out too late that flooding is not covered, so be sure to review your policy.

Business Personal Property:
Separate coverage can cover property at a specified location, such as furniture, fixtures, equipment, and inventory. Be sure to review the realities of any property, equipment, etc., that may be taken off the specified location.

Business Income:
This coverage can reimburse a business owner for lost profits and fixed expenses during the time that a business is not open. It applies while a business is being restored after a fire, and covers financial losses if civil authorities must ban customers due to a disaster situation.

Electronic Data Processing (EDP):
This coverage is specifically designed to protect your computer-related equipment. Most commercial property insurance policies have limited coverage for things like computer networks. Having EDP coverage can broaden the cause of loss to things such as power surges and virus attacks.

Business Processes? Cheslock Insurance Has You Covered!

As you can see, businesses have a variety of ways they may not be completely protected against a number of possible loss scenarios. This is what commercial coverage is for—to ensure your business has protection against unexpected loss. Contact Cheslock Insurance for a policy review without delay!