Motorcycle Coverage

From Cheslock Insurance agency In fairmont WV

Insurance for Motorcycles &
Operators in WV

The call of the open road is very hard to resist, especially if you have a motorcycle at your disposal. Be sure you have the right amounts of coverage that will keep your bike out on the roads and highways safely. Cheslock Insurance is an independent agency providing coverage for motorcycles and their operators in WV.

Safe Cycling Includes the Right Insurance Coverage

Bodily Injury Liability:
Pays for another person’s bodily injuries and medical expenses for which you are legally responsible. This does not pay for a guest passenger’s injuries.

Collision Coverage:
Pays up to the coverage limits for damages caused to your motorcycle as a result of an accident.

Comprehensive Physical Damage:
Pays for damages to your motorcycle from an incident other than an accident or collision, such as fire, theft, vandalism, weather, and other perils.

Property Damage Liability:
Pays if you accidentally damage the property of someone else with your motorcycle. Also provides coverage for legal fees, in most cases.

Guest Passenger:
Pays for bodily injuries and medical expenses for a guest passenger on your bike.

Medical Payments:
Pays if you and a passenger are injured in an accident. Pays for doctor and other medical expenses, no matter who is at fault.

Uninsured/Underinsured Motorists:
Pays when you are in a hit-and-run accident or in an accident with someone who does not have insurance. Pays for pain and suffering not usually covered by medical, disability, and personal injury protection. It also pays if the other responsible party does not have adequate coverage.

Be Sure Motorcycle Passengers Are Covered, Too!

As mentioned, not all policies will cover guests who ride with you on your motorcycle. While you may not always ride with someone, most operators find it easiest to have passenger coverage in place for whenever they need it. It is not a waste of time or money to plan ahead, as it can be even more expensive to be caught in a situation when someone is injured while riding along with you. Talk with your Cheslock Insurance agent today

Close Menu