Motorcycles and Operators
Motorcycle Coverage from Cheslock Insurance Agency, in Fairmont, WV
Insurance for Motorcycles and Operators in WV
The call of the open road is very hard to resist, especially if you have a motorcycle at your disposal. Be sure you have the right amounts of coverage that will keep your bike out on the roads and highways safely. Cheslock Insurance is an independent agency providing coverage for motorcycles and their operators in WV.
Safe Cycling Includes the Right Insurance Coverage
Accidents are unforeseen circumstances that can happen anywhere, at any time. Having the right car insurance you need to operate your vehicle in WV is very important. Trust Cheslock Insurance Agency to get you a quote and provide your policy online so you can be
covered right away. Choose from these types of coverage:
Bodily Injury Liability:
Pays for another person’s bodily injuries and medical expenses for which you are legally responsible. This does not pay for a guest passenger’s injuries.
Pays up to the coverage limits for damages caused to your motorcycle as a result of an accident.
Comprehensive Physical Damage:
Pays for damages to your motorcycle from an incident other than an accident or collision, such as fire, theft, vandalism, weather, and other perils.
Pays for bodily injuries and medical expenses for a guest passenger on your bike.
Pays if you and a passenger are injured in an accident. Pays for doctor and other medical expenses, no matter who is at fault.
Property Damage Liability
Pays if you accidentally damage the property of someone else with your motorcycle. Also provides coverage for legal fees, in most cases.
Pays when you are in a hit-and-run accident or in an accident with someone who does not have insurance. Pays for pain and suffering not usually covered by medical, disability, and personal injury protection. It also pays if the other responsible party does not have adequate coverage.
Be Sure Motorcycle Passengers Are Covered, Too!
As mentioned, not all policies will cover guests who ride with you on your motorcycle. While you may not always ride with someone, most operators find it easiest to have passenger coverage in place for whenever they need it. It is not a waste of time or money to plan ahead, as it can be even more expensive to be caught in a situation when someone is injured while riding along with you. Talk with your Cheslock Insurance agent today!